Please be assured that your personal information is kept private using our secured website.
Our financing has the following benefits:
- Fastest No-Credit-Needed Decision on Earth!
- Approval from $300 to $3000.
- No paystub copies needed.
- 90 days payment option.
- Online signature.
- Auto draft payments.
- Down payment only $49 for amount financed.
What you will need to apply:
- Social Security number or ITIN
- Credit or debit card for down payment.
- Checking account & routing number
- Traditional checking account
- Open for 90 days (consecutively).
- No prepaid, savings, business accounts.
- Established/good account standing.
- Account in applicant’s name.
- Traditional checking account
- Photo ID
- State driver’s license
- Government-issued photo ID card
- Military photo ID card
- U.S. Passport
- Permanent resident card (Green card)
- Be 18 years or older
- Employer phone and zip code
- 180 days (consecutive) employment.
- Completely filled-in application.
Click the link below for Payment Estimator and to begin the application process.
“No Credit Needed” Frequently Asked Questions
Will using/applying affect the my FICO score (positively/negatively)?
- NO! We do not pull from any of the 3 major credit reporting bureaus (Equifax, Experian and TransUnion).
What buyout options does I have?
- 90 Day Option (0-90 days): Pay invoice + $49 initial payment within 90 days of delivery date
- Early 65%* Option (91-364 days): Pays 65%* of remaining full 12-month term balance
- 12-Month Option: Pays lease for full 12 months
What is the interest rate?
- There is no interest rate. This is a lease/purchase program
When will I make payments?
- Default payments to be made on the customer’s pay day (weekly, bi-weekly or monthly)
- No payments will be taken within 10 days of merchandise delivery
- Payments are taken via ACH from the checking account provided
How many leases may a I have at one time?
- A customer may have up to two leases at one time as long as it does not exceed the original approval amount. EX: Customer is approved for $2500. The first visit they decide to use $1500. They would have a remaining $1000 they may use on their second lease. If customer used the full $2500 on the first lease, they cannot open a second lease.